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Applying Bogle's "Enough"

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John Bogle is founder of Vanguard Group of Mutual Funds. He is hyping a book lately. The book is descriptive, not prescriptive. In Six Lessons he's usefully prescriptive:

  1. Don't just own stocks. Allocate across the spectrum.
  2. Forecasts don't do a very good job of forecasting.
  3. Superior funds eventually falter.
  4. Own the market in some type of index fund.
  5. Alternative investments are risky. If you don't understand them, don't get involved.
  6. Innovations are great - for someone else. Innovators win, not you.

Bogle's heart is in the right place. His advice is too.

Bogle, John C. Six Lessons for Investors. New York Times. 8 January 2009. A15. 

Bogle, John C. Enough. True Measures of Money, Business, and Life. John Wiley & Sons, Inc. 2009.